Privacy Policy

1. Introduction

Welcome to WealthHub Financial Advisor ("WealthHub", "we", "us", or "our"). WealthHub provides a multi-provider financial portfolio management, insurance policy tracking, and advisory platform for clients and verified financial advisors.

This Privacy Policy explains how we collect, use, disclose, and protect your personal and financial information when you use our mobile application (Android / iOS) and web services hosted at https://fpspcrm.kshitijsoftware.com.

2. Information We Collect

To provide accurate portfolio analysis and advisory management services, we collect the following categories of data:

• Personal Account Details: Full Name, Email Address, Phone Number, Profile Photo, and unique User Identifier.
• Financial & Policy Records: Mutual fund investments, active Systematic Investment Plans (SIPs), Health/Life/Vehicle Insurance policies, policy numbers, premium due dates, and financial goals.
• Documents & Attachments: Policy documents, identification proofs, and service request files uploaded directly by you or your advisor.
• Device & Diagnostic Logs: Device model, OS version, IP address, secure authentication tokens, and app crash analytics for security monitoring.

3. How We Use Your Data

We use your information exclusively for the following operational purposes:

• Consolidating and displaying multi-provider financial holdings in your unified dashboard.
• Sending automated payment reminders, policy renewal alerts, and status updates for service requests.
• Enabling secure communication between you and your assigned financial advisor.
• Auditing access logs and protecting your account against fraud or unauthorized access.

4. Data Protection & Encryption

5. Third-Party Sharing & Disclosure

We do NOT sell, rent, or monetize your personal or financial data to third-party advertisers or data brokers under any circumstances.

Your financial records are shared solely with the specific, verified financial provider organization(s) and advisors with whom you maintain an explicit relationship on the platform.

6. Data Rights & Account Deletion

You have full ownership of your data. You may review, export, or request permanent deletion of your personal records at any time.

To request account and data deletion:

1. In the mobile application, navigate to Settings > Privacy & Security > Request Data Deletion.
2. Or email our Privacy Officer directly at support@kshitijsoftware.com with the subject line "Account Deletion Request".

Upon confirmation, all personal data, associated document files, and authentication credentials will be permanently erased from active databases within 30 days.

7. Children's Privacy

WealthHub Financial Advisor is intended solely for users aged 18 and older. We do not knowingly collect personal information from individuals under the age of 18.

8. Contact Information

If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us at: